Privacy Policy

The security of your private personal information is of the utmost important to us. We ferociously maintain physical, electronic and procedural safeguards compliant with relevant federal standards to protect your confidential personal information and to assist in preventing unauthorized access to that information. It is not our policy to disclose, nor do we reserve the right to disclose any private personal information about our current or former customers to anyone, except in such situations permitted by law. We request and require these same safeguards from any third party who uses your data to respond to your inquiries.

1. What information is collected?

We may collect nonpublic personal information about you such as: Information from our forms or applications (example: your name, address, telephone numbers, e-mail addresses, income, time on job etc).

We refrain from collection of the following information: birth date, social security number, employment history, references, information from your consumer credit reports or a consumer-reporting agency (such as your credit score and credit history), or information concerning your transactions, your account balances or payment histories. This information is collected by the third parties only and is not stored on our system.

2. How long will we store your information?

Federal and state agencies require that we retain certain information. Therefore, we may retain your information for a period of seven years.

3. Who do we share your information?

It is our policy not to disclose, nor do we reserve the right to disclose, any private personal information concerning our current or former customers to anyone, except in such situations permitted by law. We responsibility protect your nonpublic personal information, and take it very seriously. In such situations where we collect information about you, we restrict access of your nonpublic personal information through physical, electronic and procedural safeguards to our employees and third parties who need the information to respond to your inquiries, in order to provide better customer service, and to provide products, services and other information to meet your request. Furthermore, we require that any third party who receives such information from us about you must agree to keep that information private and to use the information only in the cases permitted by law.

4. In what ways do we use your information?

The information that you provide is used to help find realtors or properties that you can purchase. If you have a unique situation and we are unable to match your profile with one of our sources, we continue to remain committed to helping you look for options through affiliates who may be better able to help you. Additionally, you may be notified of special offers through promotional affiliates. Finally, in certain situations we may be required to share your information with law enforcement or government agencies in response to a subpoena, state or federal audit, or other similar circumstances.

5. Do you have to opt out?

By law, financial institutions may share your information unless otherwise instructed by you. For this reason, unless you opt out, we will share this information. If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will notify you of the change electronically. Your ability to opt out of the new policy will be determined by applicable laws which will be included in our notification. If the change impacts how we use your information, we will notify you even if you have requested that we not contact you. You may opt out by clicking this link and following the instructions.

6. Information and Cookies

To improve our site, we may collect and receive the URL you came from, the pages of our website viewed during a visit, the advertisements you clicked, search terms that you entered to reach our site, and other information regarding your Internet use. Some of our websites may also make use of "cookie" technology to measure site activity, determine how you arrived at our site and maintain your identity as you navigate through the website. Our websites require cookies to allow you to view your statements and transactions online. A cookie is an element of data that a website can send to your browser, which may then store the cookie on your hard drive. Cookies make visiting a website easier for you by saving your preferences while you are at the site. Cookie use is an industry standard and you will find them on many websites. The information that we receive from cookies is used to provide information and services that are customized to your needs.

We look forward to your business and the opportunity to assist you in understanding our Privacy Policy. Please contact us If you have any other questions- we would really like to make this a great experience for you.

November 8th, 2010

By Jim Evans   What are the most important factors when it comes to buying a foreclosure? Most investors would agree that the price of the property would be the first criteria that decides on paper if the property should be purchased. Here are several other important factors to consider before you decide which property to bid on.

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October 23th, 2010

By Brian Scott   If a property reverts back to the bank, what is the advantage of buying one of these properties? Doesn't this just mean that nobody wanted to pay the opening bid on the property because the house is over-valued. The short answer to this is yes, but the long answer is where you can make your profit. First off, all banks are in the business of money, not real estate, so when it comes to pricing houses to sell at foreclosure or at short sales they are behind the curve on what the current market value of the opening bid needs to be.

As more and more properties revert back to the banks however they are slowly starting to catch on. After the banks get these properties back they realize that the reason why these properties didn't sell is that they are A) overpriced for the current market, and B) need work done to sell at market price.

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